ROI Calculator
What Is Financial Stress Costing Your Business?
Enter your team size and average salary. See what financial stress is costing you today — and what you'd save with FundWise.
About Your Team
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Full-time headcount
Ballpark is fine — median employee pay works well
Your Cost Estimate
Based on peer-reviewed research. Citations below.
Enter your employee count and average salary above to see your personalized estimate.
Research backing
Where the Numbers Come From
Every figure in this calculator comes from published research. We use conservative midpoints — the actual cost to your business is likely higher.
$4,257 per employee, per year
Financial stress reduces on-the-job concentration, increases absence, and drives presenteeism. Estimates across multiple studies range from $2,000 to over $7,000 per employee annually — this calculator uses a conservative $4,257 midpoint.
Financial Health Network / John Hancock 2023 Employee Financial Wellness Report; see also BrightPlan 2023 Wellness Barometer Survey
33% of annual salary to replace one employee
Recruiting, screening, onboarding, and the productivity ramp for a new hire adds up fast. For a $52,000/yr employee, that's ~$17,000 gone every time someone quits.
Work Institute 2023 Retention Report; SHRM Human Capital Benchmarking Study
28% reduction in financially-driven turnover
Employers who offer financial wellness programs see measurably lower voluntary turnover among financially stressed employees. PwC's annual survey consistently finds this correlation across industries and company sizes.
PwC Employee Financial Wellness Survey, 2023 edition