Industries We Serve
HealthcareFor Black Hills Healthcare Teams
Your benefits package is generous. Your employees don't fully use it — or understand it. FundWise closes that gap through live AFC-credentialed coaching, reducing burnout and turning benefits into a real retention advantage.
The real problem
Healthcare workers are benefits-rich and financially stressed at the same time
Clinics, assisted living facilities, and healthcare offices in Rapid City and the Black Hills offer strong benefits. But employees don't know how to use them — and they're burning out in one of the most competitive hiring markets in any sector.
Most employees never maximize their HSA
HSA participation rates among eligible employees hover around 30–40%, and only a fraction of those who do enroll invest their balance. Most treat it as a debit card for copays, leaving substantial tax advantages — and their employer's matching contributions — untouched on the table.
~30–40% HSA participation among eligible employees (EBRI 2023)
Financial stress compounds clinical burnout
Healthcare workers already contend with emotional and physical demands no other profession faces. When personal financial stress layers on top — a car repair they can't afford, debt they don't know how to pay down — retention crumbles.
Financial Health Network: $4,257/employee/year in productivity lost to financial stress
You're in a retention war, and benefits education is an edge
Every healthcare employer in the Black Hills is competing for the same CNAs, MAs, and support staff. The employers who actively help their people understand and use their benefits aren't just being generous — they're making themselves harder to leave.
SHRM: benefits education is a top-3 factor in employee retention decisions
How FundWise helps
Live coaching sessions that turn benefits from paperwork into paychecks
FundWise group sessions are led by an Accredited Financial Counselor (AFC) — not a software platform or a self-serve tool. For healthcare teams, the curriculum prioritizes benefits comprehension and financial stress management.
Module 1Top Pick
Understanding Your Benefits Package
Walks employees through every line of their benefits — HSA/FSA mechanics, 401(k) match maximization, voluntary benefits elections, and what happens at open enrollment if they do nothing.
Module 2
Reducing Financial Stress at Work
Gives healthcare workers a practical framework for identifying financial stressors before they become crises. Directly addresses burnout by removing one of its most common fuels.
Module 4
Building Savings & Emergency Funds
Employees without savings buffers make desperate decisions — borrowing against retirement, skipping bills, or leaving a job for a $2/hr raise somewhere else. This module creates a practical savings plan even on a nurse's or MA's salary.
Module 6
Retirement Readiness
Shows employees in simple terms how employer match works, why starting early matters, and how to think about retirement as a savings problem they can actually solve.
See the numbers
What does turnover and stress cost your clinic?
Healthcare has a 20%+ annual turnover rate for support staff. The calculator preloads healthcare multipliers and shows your estimated annual cost — and what you'd save with FundWise.
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