Your employees deserve to feel financially confident.
FundWise, brought to you by Midwest Money Mentor, LLC, delivers hands-on financial coaching and education as a workplace benefit — not a video library, not an app. A real coach who helps your team actually understand their money.
For your employees
- Understand your full benefits package
- Build a budget that actually works
- Pay off debt without shame
- Plan for retirement with clarity
- Reduce money stress for good
For your business
- Lower turnover and hiring costs
- Measurable productivity lift
- A benefit employees actually use
- Stand out in competitive hiring
of workers say money stress hurts their job performance
Source: PwC Employee Financial Wellness Survey
estimated annual cost of workplace financial stress to US employers
Source: SHRM
of employers currently offer a financial wellness program
Source: National Employee Benefits Survey
The problem
Benefits packages are broken. Nobody reads them.
The average small business offers a stack of benefits — health insurance, 401(k), HSA, FSA, life insurance — but nobody teaches employees how to actually use them. Your team is leaving money on the table and losing sleep over it.
They don't know what they have
Most employees can't tell you what their deductible is, how their 401(k) matching works, or whether they should be using an HSA or FSA. Benefits are invisible until they need them.
Financial stress kills performance
Money problems are the #1 cause of employee distraction, absenteeism, and turnover. One in three employees says financial stress has negatively impacted their productivity at work.
Enterprise tools don't fit SMBs
Financial wellness platforms were built for big companies with big budgets. Small businesses need something affordable, personal, and actually deployable without a six-week IT implementation.
The FundWise approach
Coaching that moves the needle.
FundWise pairs every employee with a real financial coach — not a chatbot, not a library of videos. Real people who help your team understand their benefits, tackle debt, build savings, and sleep better at night.
Benefits education
We walk employees through their entire benefits package — health insurance, 401(k), HSA, FSA, life insurance. They learn what they have, what it's worth, and how to use it.
Financial coaching
One-on-one sessions with a certified financial guide. Budgeting, debt payoff, emergency funds, retirement planning. Tailored to where each person actually is.
Ongoing support
Financial stress doesn't end after one session. Your team gets continued access to their coach — questions come up, life happens, we're still here.
How it works
Up and running in under a week.
Quick consultation
We learn about your team size, current benefits, and what you're hoping to achieve. Takes 30 minutes.
We onboard your employees
FundWise runs a 45-minute group session so your team understands what they have and how FundWise works. Zero friction.
Coaching begins
Each employee gets matched with a financial guide. Sessions are 1:1, confidential, and scheduled around their life.
What changes
What employers see
average reduction in voluntary turnover among companies with financial wellness programs
Source: PwC Employee Financial Wellness Report
of small businesses report a measurable productivity boost after implementing financial education
Source: Financial Health Network
employees who use financial wellness benefits are more likely to stay at their company vs. those who don't
Source: SHRM Employee Benefits Survey
confidential. Employees engage more honestly when they know their finances stay private.
How education is delivered
Group sessions first, individual coaching when you need it.
Group sessions — included
Initial education is delivered in group settings(Zoom or in-person) on a quarterly or monthly basis, on a schedule you set as the employer. All employees attend together, at no additional cost.
Individual 1-on-1 coaching — additional cost
For employees who need deeper, personalized support, individual coaching sessions are available on top of the group program. Pricing is based on team size — ask us for a quote.
Simple, flat-fee pricing
One flat fee. 5 to 100 employees. No surprises.
Every plan covers your whole team — designed for businesses with 5 to 100 employees. No per-seat costs. Just real financial coaching at a price that makes sense.
90-Day Employee Financial Wellness Pilot
This 90-day pilot helps small businesses support employees who may be experiencing financial stress through practical education, confidential coaching, and a simple HR summary report — meaningful support without a complicated or expensive benefit.
Employer Kickoff Call
30-min phone/video call to clarify employer goals and prepare for employee communication — business goals, employee needs, workshop timing, survey distribution, coaching slots, privacy expectations, success metrics.
Anonymous Employee Money-Stress Survey
Understand employee needs without collecting personal financial details. Covers stress level, topics employees want help with, interest in group education and 1:1 coaching, preferred learning format. Responses are anonymous and summarized at group level only.
One Group Financial Wellness Workshop
45–60 minutes, in-person or virtual. "Money Stress at Work: Practical Steps Toward Financial Confidence." Understanding money stress, building a spending plan, managing debt intentionally, preparing for unexpected expenses, and knowing when to ask for help.
Four 1:1 Employee Coaching Slots$200 value
30 minutes each, phone or video. Budgeting, debt organization, saving habits, financial stress, goal setting, and a simple action plan. Confidential — employer receives only general anonymous themes.
HR Summary Report
Delivered at end of 90 days: survey response count, general wellness themes, workshop attendance, coaching slots used, common education needs, employee interest level, and recommended next steps. No private employee financial information included.
Renewal Recommendation
A recommendation for continuing support based on employee interest and employer goals — quarterly workshop, workshop + monthly coaching, ongoing monthly support, or a customized plan.
One-time pilot price
- Employer kickoff callIncluded
- Anonymous employee surveyIncluded
- One group workshopIncluded
- Four 1:1 coaching sessions ($50 each)$200 included
- HR summary reportIncluded
- Renewal recommendationIncluded
Intentionally priced at $450 to make financial wellness accessible for small businesses that want to support employees without a large or ongoing expense.
Contact Midwest Money Mentor100% confidential coaching
Coaching conversations stay private. Employers receive only general, anonymous themes in the HR summary report — never personal employee financial details.
Built for your industry
FundWise is designed for Black Hills SMBs — in your industry.
Construction
Physical work, variable pay, and 1099 confusion. We help crews turn seasonal income into steady confidence.
See the Construction programHealthcare
Long shifts and complex benefits. We help staff use their full package and build financial resilience.
See the Healthcare programRetail & Hospitality
High turnover and hourly schedules. We give teams a benefit they actually value — and a reason to stay.
See the Retail & Hospitality program