FundWise, brought to you by Midwest Money Mentor, LLC, delivers hands-on financial coaching and education as a workplace benefit — not a video library, not an app. A real coach who helps your team actually understand their money. Whether you run a professional services firm, tech company, trades business, manufacturer, local shop, or another small business, financial wellness support benefits every workforce.
of workers say money stress hurts their job performance
Source: PwC Employee Financial Wellness Survey
estimated annual cost of workplace financial stress to US employers
Source: SHRM
of employers currently offer a financial wellness program
Source: National Employee Benefits Survey
The problem
The average small business offers a stack of benefits — health insurance, 401(k), HSA, FSA, life insurance — but nobody teaches employees how to actually use them. Your team is leaving money on the table and losing sleep over it.
Most employees can't tell you what their deductible is, how their 401(k) matching works, or whether they should be using an HSA or FSA. Benefits are invisible until they need them.
Money problems are the #1 cause of employee distraction, absenteeism, and turnover. One in three employees says financial stress has negatively impacted their productivity at work.
Financial wellness platforms were built for big companies with big budgets. Small businesses need something affordable, personal, and actually deployable without a six-week IT implementation.
The FundWise approach
FundWise brings a real financial coach to your team — not a chatbot, not a library of videos. Live group education helps employees understand their benefits, tackle debt, build savings, and sleep better at night, with optional one-on-one support available separately.
We walk employees through their entire benefits package — health insurance, 401(k), HSA, FSA, life insurance. They learn what they have, what it's worth, and how to use it.
Live sessions with an Accredited Financial Counselor. Budgeting, debt payoff, emergency funds, retirement planning, and practical steps employees can use right away.
Keep the conversation going through quarterly or bi-monthly group coaching. Employees who want deeper private support can add one-on-one coaching separately.
How it works
We learn about your team size, current benefits, and what you're hoping to achieve. Takes 30 minutes.
FundWise runs a 45-minute group session so your team understands what they have and how FundWise works. Zero friction.
Your team joins a live group workshop and can continue with quarterly or bi-monthly group coaching. Optional one-on-one coaching is available separately for employees who want private support.
What changes
average reduction in voluntary turnover among companies with financial wellness programs
Source: PwC Employee Financial Wellness Report
of small businesses report a measurable productivity boost after implementing financial education
Source: Financial Health Network
employees who use financial wellness benefits are more likely to stay at their company vs. those who don't
Source: SHRM Employee Benefits Survey
confidential. Employees engage more honestly when they know their finances stay private.
How education is delivered
Initial education is delivered in group settings(Zoom or in-person) on a quarterly or bi-monthly basis, on a schedule you set as the employer. All employees attend together, at no additional cost.
For employees who need deeper, personalized support, one-on-one coaching is separate from the pilot and group plans: $85 per employee-paid session, or $60 per session when the employer prepays. Prepayment starts at 5 sessions with no upper limit (5 sessions = $300).
Simple, flat-fee pricing
Every plan covers your whole team — designed for businesses with 5 to 100 employees. No per-seat costs. Just real financial coaching at a price that makes sense.
This pilot is free for businesses so employers can experience the education and confirm the fit before paying for ongoing support. It includes practical group education and a simple HR summary report — no payment required.
A 30-minute phone or video call to clarify employer goals, employee needs, workshop timing, survey distribution, privacy expectations, and success metrics.
Understand employee needs without collecting personal financial details. Responses are anonymous and summarized at group level only.
A 45–60 minute, in-person or virtual session on money stress, spending plans, debt, unexpected expenses, and practical steps toward financial confidence.
Delivered at the end of 90 days with survey response count, general wellness themes, workshop attendance, common education needs, employee interest level, and recommended next steps. No private employee financial information included.
A recommendation for continuing support based on employee interest and employer goals — quarterly group coaching, bi-monthly group coaching, or a customized plan.
Free for businesses
The pilot is free so employers can experience the education and confirm the fit before paying for ongoing support.
Claim Your Free PilotAnnual group coaching
After the 90-day pilot, choose quarterly group coaching with 4 sessions per year or bi-monthly group coaching with 6 sessions per year. Both plans are billed annually and cover your whole team with no per-employee costs.
Annual group coaching
A live group coaching session once each quarter to keep financial wellness part of the conversation all year.
4 sessions per year · billed annually
Annual group coaching
A live group coaching session every other month for teams that want more regular support and accountability.
6 sessions per year · billed annually
Coaching conversations stay private. Employers receive only general, anonymous themes in the HR summary report — never personal employee financial details.
For every workforce
Financial stress and benefits confusion affect people everywhere. FundWise welcomes small businesses across the Black Hills and beyond — from professional services and technology to trades, manufacturing, healthcare, construction, retail, hospitality, and locally owned businesses. These are a few examples of how the program can meet your team where they are.
Physical work, variable pay, and 1099 confusion. We help crews turn seasonal income into steady confidence.
See the Construction programLong shifts and complex benefits. We help staff use their full package and build financial resilience.
See the Healthcare programHigh turnover and hourly schedules. We give teams a benefit they actually value — and a reason to stay.
See the Retail & Hospitality programThat's the point: financial wellness coaching and education can strengthen any small-business workforce, whatever the work looks like.